Take control of your subscriptions, holiday spending, debt payoff, and monthly budgeting with clean, ready-to-use Excel and Google Sheets templates.
Every digital tracker works out of the box in Microsoft Excel and imports seamlessly into Google Sheets.
Available for instant download via our official Etsy storefront.
Spot recurring charges and free trials before they renew and drain your bank account.
Plan gifts, food, travel, and decorations while splitting your remaining cost into manageable weekly amounts.
Compare payoff strategies and track every balance down to zero with clear monthly milestones.
A calm, clear monthly income, bills, and spending breakdown designed to show where every unit of currency goes.
Prepare for irregular yearly expenses—car maintenance, holidays, annual insurance, and emergency funds.
Two dedicated templates launching next: our Net Worth Tracker and Side Hustle Income & Expense Tracker.
Prefer pen and paper? Our physical log books and budget workbooks are coming to Amazon.
A structured 120-page A4 paperback workbook by Savvy Goosy for tracking monthly bills, shopping, debt payoff, and savings goals on paper.
Simple habits that pair with our spreadsheets to stop quiet money leaks.
Never rely on a company's reminder email. Set a calendar or spreadsheet alert 5 days before any free trial or annual subscription renews so you can cancel before your card is charged.
Holiday budgets usually fail because people only budget for presents. Always add separate lines for food, travel, wrapping paper, and seasonal events, then divide the total by the weeks left.
Take your biggest yearly bills (car insurance, annual software, property fees), divide them by 12, and set that small amount aside each month so annual renewals never feel like an emergency.
Savvy Goosy creates calm, practical personal-finance spreadsheets and paper planners. Instead of complicated apps that require linking your bank logins, our templates run privately in your own Excel or Google Sheets account.
All digital purchases are processed securely through Etsy, and our upcoming print workbooks are fulfilled directly by Amazon.
Have a question about importing a template into Google Sheets or switching currency symbols? Reach out directly:
Last Updated: 20 October 2026
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